To make this your wallpaper in Windows 95 or Windows 98:
1) Wait for the page to completely load. It won't work until the photo
completely loads on your screen.
2) Put your cursor over the photo and click on it with your right mouse
button. A little window will pop up. With your left mouse button, choose
"set as wallpaper."
3) That's it! Simply minimize your browser (or close it) and you will
see the photo as your wallpaper.
BONUS: After you've done Steps 1-3, go here if you want a free program that automatically changes your wallpaper as often as you like. This means you can have dozens of wallpapers that change all day long.